Underwriting referral
Take one referral workflow and show why the evidence supported bind, hold, decline, or escalation.
Insurance
Know why a claim or underwriting decision was made.
A broker, carrier or claims team may need to explain a decision months later. Forge keeps the supplied evidence, policy checks and human approvals with the result. Your workflow or an agreed adapter prepares the source material for Forge. A carrier, reinsurer, client or auditor can then inspect the trail. Production use requires managed qualification.
Underwriting
Claims
Cyber
Specialty risk
Why buyers need it
Keep the reason with the decision.
- Underwriting decisions. Show why a risk was bound, held, declined, priced, or sent for deeper review.
- Claims decisions. Preserve the evidence and policy logic behind pay, deny, escalate, reserve, or request-more-information actions.
- Cyber and specialty risk. Tie control evidence, external signals, exceptions, and uncertainty to the action the team took.
- Reinsurance and client review. Give outside reviewers the proof trail, not a set of disconnected file notes.
Where Forge sits.
| Before bind | Forge checks the supplied evidence against the carrier's allowed actions. It shows what supports the result, what conflicts and what is missing. |
|---|---|
| During claim review | Forge preserves the policy rule, claim evidence, uncertainty, and human authority behind a pay, deny, escalate, or hold decision. |
| For audits | The proof trail lets an internal review team or outside stakeholder inspect the logic without rebuilding the file from memory. |
| Over time | Authorized customer outcomes can be retained for tenant-local calibration only with explicit retention opt-in. Without it, no calibration row is written. |
Where this can help.
Claim escalation
Preserve the policy rule, evidence trail, uncertainty, and authority behind a high-friction claim action.
Cyber control exception
Prepare the control evidence for Forge, then check it against your rules for proceeding, adding conditions, requesting review or rejecting the action.
Bring the file that would be painful to defend.
Forge can start with a synthetic or sanitized underwriting, claim, or cyber-risk workflow and show the proof trail before any broad rollout is discussed. The walkthrough does not bind, deny, pay, or execute an insurance action.